PROVIDING PROFESSIONAL ADVICE YOU CAN RELY ON!
PLANNING TO MOVE
HELPING YOU MOVE TO YOUR DREAM HOME WITH A GREAT MORTGAGE DEALYOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
WHY USE STERLING MORTGAGE ADVICE TO HELP YOU MOVE?
Moving home can be stressful, but the right help and support can go a long way to reducing this stress. In fact, most of our clients tell us that using our service to arrange their mortgage made their move much easier. Whether you are running out of space and need a larger property or have too much space and want to downsize, we can help.
When you contact us, you will be given your own, dedicated expert mortgage advisor, who will be with you through every step of your move. Your advisor will discuss the options available with different mortgage lenders as well as exploring the option of remaining with your current lender to ensure you have the best possible mortgage deal to suit your needs.
Your advisor will explain how much you can borrow, as well as make sure you are aware of any fees that you may need to consider and calculate your exact budget for you. Should you wish to arrange a let-to-buy and retain your existing property, your advisor can also factor this into the calculations for your budget. Having your exact budget calculated for you will allow you to confidently begin your property search, knowing that
when you fall in love with your dream home it is affordable to you.
It may have been a while since you last moved and if you have any questions over the process, please ask your advisor. All our advisors pride themselves on their knowledge of the whole moving process not just the financial aspect of the move.
Once you have found your dream next home, we can provide the estate agent with confirmation the property is affordable to you, which will make you a more appealing buyer and put you in a strong position to secure the property.
After your offer has been accepted, we will make sure we have found you the best mortgage at the most competitive rate before making your application for you. We can also offer guidance over appointing a solicitor and over which type of survey would be the right choice, based on the age and style of the property.
We will liaise with your chosen lender providing you with regular updates regarding your mortgage application and ensure you receive your mortgage offer as swiftly as possible. Even after you have received your mortgage offer, we will continue to advise and offer guidance over anything you are unsure of
regarding the legal process involved in the purchase.
Not only do we want the purchase of your new home to go smoothly, we also want to make sure you can keep your home if something unexpected were to happen. We offer a wide range of insurance products to make sure both you and your new home are protected. You may already have some cover in place, but it is worth taking the time to review this especially if you are buying a larger property. We offer everything from buildings insurance to life assurance and critical illness cover. Reviewing your protection needs is essential to give you peace of mind that both you, your family and your home are fully protected.
From your initial meeting with our advisor to the day you receive the keys to your new home,
we will be on hand to support you.
FINDING THE RIGHT MORTGAGE FOR YOU
At Sterling Mortgage Advice, not only will we get you a great deal, but we find you the right mortgage. Finding the best mortgage to suit your needs could save you thousands of pounds but with so many mortgage options and lenders to choose from this can be complicated.
We have access to thousands of mortgages and exclusive rates with many lenders. Your dedicated expert mortgage advisor will comprehensively explore the mortgage market for you, saving you time and money. By using our service, you will have peace of mind knowing you have found the best mortgage for your individual circumstances.
WHY IS OUR MORTGAGE ADVICE FREE?
Many mortgage advisors charge a fee for their advice and often these fees amount to hundreds of pounds. However, at Sterling Mortgage Advice, we want to save you as much money as possible and not charging you a fee for our service helps us achieve this.
We have no hidden charges, our advice is free from the initial appointment to completion of the mortgage. We are purely remunerated by the mortgage lender or insurance provider!
So why not contact us today to find out if we can save you money?